Lexington is home. Our office is on Columbia Avenue, and more of our work happens in this town than anywhere else. It is also a market where FHA does a great deal of good, because prices have moved and the down payment is what stops most buyers.
Talk to a Loan OfficerIf you have been told you are not ready to buy in Lexington, we would like to be the second opinion.
The three things that matter most here.
Lexington prices have climbed for years. FHA's lower down payment requirement is often what keeps a buyer from being priced out while they save.
FHA guidelines were written for ordinary credit histories. A rough patch a few years back does not end the conversation here.
528 Columbia Avenue. You can sit across a desk from the people handling your file, which still counts for something.
Straight answers, no sales language.
Well below the twenty percent most people assume, and it can come from an eligible gift. The exact figure depends on your file.
Yes, set by county and updated annually. We will confirm the current figure for you rather than quote one that may have moved.
Standard FHA has property condition standards. For homes needing real work there is a renovation route, and we will point you to the right one.
If you are open to Gilbert, Pelion or the county's rural edge, absolutely — it may mean no down payment at all. We will compare them honestly.
A conversation costs nothing and carries no obligation. Tell us your situation and we will tell you plainly what your options are.
Start the ConversationOr call 843-998-5045